Bankruptcy Lawyer

Know your Rights

We don’t expect clients to come easily to a decision about bankruptcy. To find out about your rights and your options, contact our office today to schedule a confidential consultation with our lawyers.

Starting a better tomorrow

In our current economy, it is not unusual for clients to suffer financial distress. Frequently, clients have financial arrangements that are more complex than they are able to handle. Sometimes they have made bad investments, have been defrauded, are over-leveraged or have suffered upheavals in their personal lives—the loss of a job, the loss of a spouse through death or divorce, the loss of income due to a chronic medical condition, etc. We examine our clients’ total financial picture and consult with them about possible alternatives. For years we have represented creditors in the bankruptcy court. The Martin Conway Law Firm has put the knowledge gained from years of experience representing creditors to use in helping debtors obtain the elimination or restructuring of their debts through a bankruptcy filing. It is often better to obtain a fresh start through bankruptcy than to continue making interest only payments to credit card companies and mortgage holders without any corresponding reduction in the principal amounts owed. We have offices in Woodbridge, Fredericksburg and Richmond, Virginia.

Get a Fresh Financial Start —

Chapter 7 is the opportunity to leave your debts behind and start over again. If your bills are overwhelming you, Chapter 7 is a way leave those worries behind. A Chapter 7 can forgive many types of debt including credit card, medical, utility, and even court judgments.

Is Chapter 7 right for you? Contact us to learn more. Consultations are free.

A Budget Conscious Repayment Plan —

A Chapter 13 is a personal reorganization providing regular income earners with an opportunity to get their finances back in order. If you are facing a foreclosure, a repossession, a garnishment, or even a tax levy, a Chapter 13 can help. A Chapter 13 requires your “best efforts” to repay your debts, but is sensitive to your financial budget.

Is Chapter 13 right for you? Contact us to learn more. Consultations are free.

We handle re-organizations for small businesses and wealthy individuals at competitive prices.

These options are designed to help consumers and businesses end creditor harassment and rebuild a sustainable life after insolvency. Deciding to file for bankruptcy, whether Chapter 7 liquidation, Chapter 13 wage earner plan or Chapter 11 reorganization, is difficult, but for the right client, it can end sleepless nights and the constant fear of the next telephone call. The question is not, “what should you have done differently?”. The question is, “how can you build a better tomorrow?”

Get the Information You Need to Make the Right Decision
We don’t expect clients to come easily to a decision about bankruptcy. Understanding how bankruptcy will impact your life will help you decide which of the many options would be best suited for your situation. To find out about your rights and your options, contact our office today to schedule a confidential consultation with our lawyers.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Will I Lose My Property?

If you are considering bankruptcy this is a common question. Bankruptcy cases allow for certain property exemptions. Although all your property must be listed, the value of many everyday things can be exempted from the bankruptcy process. In some cases, you may even be able to exempt your vehicles or your home equity.

Can I Discharge My Debts?

The goal of a bankruptcy is to receive a discharge — A federal court order to permanently stop your creditors. Getting a discharge is complicated, but once issued it will free you from your debts — with certain exceptions. The exceptions include: court-ordered child support, student loans, certain taxes, certain criminal penalties and other “special category” debts.

What is The Automatic Stay?

When a bankruptcy case is filed, a federal court order stopping collection actions activates. This is the power that stops foreclosures, garnishments, vehicle repossession and certain other actions.

But, there are exceptions. . . If you had one or more bankruptcy cases dismissed during the last year, this power might be weaker or even unavailable.

Have a question? Contact us to learn more. Consultations are free.

Request a Free Consultation

We offer a free, no-obligation consultation if you think you may have a case.


Contact Us

Woodbridge

12934 HARBOR DRIVE, SUITE 107

WOODBRIDGE, VA 22192

GET DIRECTION


855-848-3011

Richmond

6802 PARAGON PLACE, SUITE 410

RICHMOND, VA 23230

GET DIRECTION


855-848-3011

Fredericksburg

1320 CENTRAL PARK BLVD, 2ND FLOOR

FREDERICKSBURG, VA 22401

GET DIRECTION


855-848-3011